Market Access
Big I Alliance, connects member agents with top tier insurance markets. More than 10,000 Big I member agencies nationwide have looked to Big I Alliance to access our affluent homeowner and personal package programs, bonds of all types, commercial auto, commercial package policies, community bank package, cyber liability, flood insurance, non-standard homeowner, real estate agents E&O, and more. Big I members enjoy ease of access with no volume commitments or fees coupled with a trusted partner
Exclusive Insurance Market Access for Big I Members
No fees. No minimums. Own your expirations.
Benefits of Big I Alliance:
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- Ownership of expirations
- No initial access or termination fees
- No obligation to submit other accounts
- EFT commission payments
- Only one login needed to access all programs
- Weekly e-newsletter featuring product knowledge and special interest pieces
- Doing business with Big I Alliance supports your state association
Affluent Program
Auto & Home Standard Markets
Big I Alliance
Bonds
Coalition Cyber
Commercial Auto
Community Banks Business Insurance Programs
Crump Life Insurance Services
Executive Risks
Flood
Habitational
Jewelry Insurance
Non-Standard Markets
Property Manager E&O
Real Estate Agents
Small Commercial
Umbrella & Home Business
RLI Personal Umbrella Policy
Arlington/Roe & Co. is the program administrator for the R LI Personal Umbrella. All business applications for the Personal Umbrella should be forwarded to Jennifer Hopper. All new business applications must be submitted to Arlington/Roe & Co. Please print completed fillable application and mail with a check for the full premium to Arlington/Roe & Co.
RLI’s Stand Alone Personal Umbrella Policy covers your client’s assets by providing up to $5 million in coverage above and beyond the insured’s underlying homeowners and automobile policies. This personal umbrella is the perfect solution for difficult-to-place personal lines accounts. The application is self-underwriting, so you’ll know immediately after completing it whether or not your insured qualifies.
RLI is introducing a new application that will be MANDATORY in all states due to the underwriting changes incorporated into the program. These underwriting changes are:
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- Risks having a driver over 69 are no longer eligible for the Standard II rating tier.
- Underlying automobile limits of 100/300 are no longer an available option for risks having a driver over 69.
- Drivers over the age of 79 cannot have more than 1 incident with the last 3 years.
Highlights of the policy include:
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- 10% of commissions paid on new and renewal business
- Up to $5 million coverage available over and above existing underlying insurance policies including home, auto or boat coverage
- Very affordable
- Immediate availability
- Covers above auto, home, boat, or rental properties
- New drivers accepted no age limit on drivers
- Up to one DWI/DUI per household allowed
- Auto limits as low as 100/300/50 in certain cases
- Excess UM/UIM coverage
- Written on admitted paper by RLI Insurance Company, rated A+ by A.M. Best Company
RLI Home Business Insurance
The RLI At Home Business Policy provides affordable coverage for those people who operate small home-based businesses. Insureds often believe their existing homeowners or apartment-dwellers policy will cover any loss or damage to their business equipment, furniture, and supplies in the event of fire, theft or other catastrophes, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises.
This product is not intended for all types of at-home business. It is specifically targeted for over 100 retail and services risks operated from the insured’s residence and presenting minimal product liability, professional liability and/or off-premises exposures. Professional liability is excluded and requires a separate policy.
Highlights of the policy include:
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A+ rated and admitted nationwide
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Up to $1,000,000 in business liability protection
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Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on- and temporarily off-premises
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Up to $5,000 per person for medical payments to customers injured on the insured’s premises
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Coverage for loss of business income
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Standard $250 deductible
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Optional increased coverage for theft of jewelry and watches ($250 limit, available in most states)
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Optional coverage available for Money & Securities, Electronic Data Processing Equipment (varies by state of risk), and additional insureds
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Optional coverage for Certified Acts of Terrorism available nationwide
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Competitive rates starting at just $125 annually, depending on the location and type of business
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Selective Flood Insurance
Big I Flood and Selective’s relationship helps deliver members an unparalleled flood program. Together, we offer agents several layers of support to meet any and all flood insurance needs. Get your flood questions answered by getting to know the Big I and Selective staff. With personalized support, competitive commissions and an easy-to-use quoting platform, it is a simple decision to start writing your flood business through the Big I Flood-Selective program today.
Key Benefits:
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- Third largest WYO company
- 41st largest P&C company
- Rated A (Excellent) or better by A.M. Best Company, Inc. for more than 89 consecutive years.
- Offers a unique “high-tech”, “high-touch” business model that powerfully combines a unique field-based underwriting and insurance claims model with leading edge agency automation technology
- A super regional carrier with national capacity for flood
- Trusted Choice® company partner
Superior Service
Selective provides a level of service that makes the flood policy quoting and issuance process easier and less frustrating. The Selective/Big I Flood program puts an emphasis not only on customer service, but also on education through dedicated territory managers and underwriting teams.
Rollover Today
If you are interested in “rolling over” your current book of flood business, contact your Selective Flood Territory Manager. Selective’s flood territorial managers are located throughout the country and can assist you in rolling your flood book, provide flood CE approved classes and much more.
Dedicated Big I Flood Benefits
Selective has created a portfolio of services and products dedicated to agents writing flood insurance through Big I Flood. The package provides two levels of benefits based on written premium volume. Both versions consist of competitive commissions, direct access to flood professionals through ‘Flood Chat’, a comprehensive flood resource center, and Flood Perks, a collection of discounts on goods and services to help clients reduce the risk of loss or provide assistance in event of a claim.